Tools

Mortgage Calculator

Get an estimate of your monthly repayments and total loan cost.

Loan Amount

$50k$3M

Interest Rate (% p.a.)

1%12%

Loan Term (years)

5 yrs30 yrs

Monthly Repayment

$3,444

per month (principal & interest)

Loan Amount

$600,000

Total Interest

$640,011

Total Cost

$1,240,011

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This is an estimate only. Speak to a licensed broker for accurate figures.

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How Much Can I Borrow?

Get an estimate of your borrowing capacity based on your income, expenses, and current commitments.

Annual Income (before tax)

$30k$1M

Other Annual Income

Monthly Living Expenses

$500$5k

Existing Monthly Repayments

Car loans, personal loans, credit cards, etc.

Estimated Borrowing Power

$679,000

assessed at 5.6% + 3% APRA buffer

$0$500k$1M$1.5M$2M

Monthly Repayment at Max

$3,898

per month (P&I)

Income-to-Loan Ratio

5.7x

your annual income

⚠️ This is an indicative estimate only. Actual borrowing capacity depends on your full financial profile, credit history, and lender criteria. Assessment includes a +3% buffer rate per APRA guidelines. Speak to a licensed broker for an accurate figure. Mazal Mortgages does not provide credit advice.